SIM-swap fraud: Digitally Stealing Your Money

 Mobile phones or gadgets are the most convenient tool to access our banking services, on the other side fraudsters are now-a-days are highly skilled to steal your money. One of the current trending news is the use of SIM-swap method used by these fraudsters.

It is worthy to bring awareness to our gadget freak Visharami on how to prevent such kind of frauds and protect our hard earned money.

Be sure that your mobile phone always show network signals or connected to network. Check whether or not receiving calls or text messages for unusually long periods.

Do not switch-off your mobile phone if you are receiving numerous calls, fraudsters may trick you to switch-off your phone so that you do not notice any fraudulent transaction SMS etc or try to prevent you from noticing a tampered network connection to accessing your bank accounts.

Indian financial systems are one of the most secured system, still fraudsters may trick you, be vigilant to any SIM swap or other financial SMS messages receiving on phone. Always have a watchful custody of your mobile phone or other gadgets used in for your financial transactions.

Be sure that whether you lost your money from smart phone or lost your wallet or lost the money on the road, it gives the same emotion.

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SBI SWIFT Code - Melvisharam Branch

The SBI Bank of Melvisharam Branch is a non-commercial bank and one can't do direct foreign exchange through this branch. To do this we need SWIFT code of the branch of SBI to which our branch is associated. Our branch is associated with commercial branch of SBI Walajapet branch.

The SWIFT Code for that branch is SBININBB226 through this we can get foreign money transfer to our bank account directly. One more important point, through SWIFT transfer (also called WIRE transfer) we can avoid Western Union, etc which charge heavy commissions for transfers.

IFSC Code for Melvisharam Branch: SBIN0003783 (used for RTGS & NEFT Transactions)

MICR Code for Melvisharam Branch: 632002017

If you need more information, contact Bank Manager @ 04172-266179 & 04172-269419

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How to get HDFC Bank services?

People feel difficult to get information related to their needs and particular to Banking Services. With the assumption that many of the Visharamites becoming the customer of HDFC Bank, they should have some finger tip information about the same. Rather than providing information on opening an account, I feel it will be good to emphasize on how to reach HDFC services in case of your queries. Below are some of the contacts by which one can reach HDFC people from the lowest call center representative to the higher most officials. It will be always good to reach the officials from lower most ends. All the officials or responses will reach the customer / account holder within 7 working days as per the policy of HDFC Bank.

In case, one has received any unsatisfactory response(s) from any of HDFC personnel or channels, and would like to escalate the matter to Senior Management it will be good to file the complaints with the following contacts.

LOCAL MELVISHARAM BRANCH INFORMATION
ADDRESS		C. Abdul Hakeem College of Engineering & Technology, Hakeem Nagar, Melvisharam – 632509, Tamil Nadu
CONTACT NUMBERS		PHONE 04172-266066			FAX 04172-266966
WORKING HOURS ( NO LUNCH BREAK)		Monday to Friday			10.00 a.m. to 4.00 p.m.
		Saturday			10.00 a.m. and 12.00 p.m.
BEST CONTACT PERSONS
Mr. Feroz CONTACT NEEDED		Mr. Ashok CONTACT NEEDED			Mr. Thulasimani CONTACT NEEDED
Their’s service is better than compare to previous bank and its team
GRIEVANCE REDRESSAL
CALL CENTER	Call our Toll-free number:1800 22 4060 (accessible from BSNL/ MTNL landline
	Timings:		Monday to Friday			8.00 a.m. to 8.00 p.m.
			Saturday and Sunday			8.00 a.m. to 4.00 p.m.
CALL GRIEVANCE CELL OFFICER	Phone No. 022-28569303
	Timings:		Monday to Friday			9.30 a.m. and 6.30 p.m.
			Saturday			9.30 a.m. and 1.30 p.m.
CREDIT CARDS & DEMAT ACCOUNT COMPLAINTS
CREDIT CARDS	Phone No. 044 - 23744704
	Timings:		Monday to Friday			9.30 a.m. and 5.30 p.m.
DEMAT ACCOUNT	Phone No. 022-24961616 / 24910492
	Timings:		Monday to Friday			9.30 a.m. and 5.30 p.m.
SNAIL MAILS
FOR GENERAL: HDFC Bank House Senapati Bapat Marg Lower Parel, Mumbai 400 013				FOR CREDIT CARDS: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO., Chennai - 600 041.
FOR BANKING PRODUCTS SPECIFIC COMPLAINTS	Mr. Caesar Pinto - Grievance Cell Officer, Grievance Redressal Cell, HDFC Bank Ltd., Old Bldg; "C" Wing 3rd floor, 26-A Narayan Properties, Chandivali Farm Road, Off Saki Vihar Road, Chandivali, Andheri(East), Mumbai- 400 072. Email : Grievance.Redressal@hdfcbank.com
FOR CREDIT CARD SPECIFIC COMPLAINTS	Mr. Manoj Prem, - Grievance Cell Officer, HDFC Bank Cards Division, 8, Lattice Bridge Road, Thiruvanmiyur, Chennai 600041. Email : customerservices.cards@hdfcbank.com
FOR DEPOSITORY SERVICES SPECIFIC COMPLAINTS	Mr. Caesar Pinto - Grievance Cell Officer Grievance Redressal Cell - Depository Services, HDFC Bank Ltd., Old Bldg; "C" Wing 3rd floor, 26-A Narayan Properties, Chandivali Farm Road, Off Saki Vihar Road,Chandivali Andheri(East), Mumbai- 72. Email : Grievance.Redressaldp@hdfcbank.com

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